Forms

An insurance claim is not a simple process. For one the form they send me doesn't really have the sections on it to detail what it is I want to claim. So I'm putting it all in a separate letter. Alan, from Crystal, has been very helpful and has produced a nice break down of the costs which I will forward on to the insurance company. Generally lots of info is required and I'm planning on just sending them as much stuff as possible.

The medical costs worked out as

Transfer to Airport $50.00
Taxi costs (have receipts for) $178.00

Physiotherapist
1st Visit $110.00
2nd Visit $85.00
3rd Visit $85.00

Hospital
1st Visit $489.00
Dr Holmen $205.00
Crutches $29.00
2nd Visit $369.00
Dr Buchco $100.00

A total of $1,700.00 which is about 740 GBP.

Proportion of the trip unused and that I'm claiming a refunds for are

Flight 50.00% Unused
Accommodation 66.67% Unused (56 out of 84 nights)
Food 67.21% Unused (41 out of 61 prepaid meals)
Course Frees 87.50% Unused (42 out of 48 prepaid lessons)
Lift Pass 85.54% Unused (71 out of 83 days unable to Ski)
Exam fees Not Used
First Aid Course Not Used
Avalanche Course Not Used
Heliskiing Trip Not Used
Photographs Not Used

so a total claim is about 5,000 GBP.

I've got lots of invoices and receipts to get together and send off to them making sure of course that we photocopy everything before it goes out, just in case!

Jason, who is also going through this process, is so fed up with it he may well end up suing. He's not mending too well, his arm is starting to feel numb so he's off to see a specialist this Thursday to make sure its nothing serious. Fingers crossed for him.