From the guardian:
House prices suffer record fall
July 31: House prices suffer record fall House prices continued to fall in July, recording their largest year-on-year drop since the property market crash of the early 1990s, figures from Nationwide building society showed today.
The average price of a home in the UK is now £169,316 - almost £15,000 less than 12 months ago and lower than it has been at any point since August 2006.
Prices fell by 1.7% over the month, Nationwide said, more than double the 0.8% fall in June recorded by the society. The annual rate of decline is up from 6.3% last month to 8.1% - the largest year-on-year fall since Nationwide's price index began in 1991.
And from our local paper:
Tower Hamlets sees prices rise
LONDON bucked the national trend of monthly price falls with a 0.3 per cent increase on asking prices from June to July. Tower hamlets saw the largest monthly hike at 4 per cent with the average price climbing from £412,431 to £429,514, according to research by rightmove.co.uk.
Anyway my flat is still up for sale (nobody has visited for about 3 weeks now) and I haven't dropped the price yet. and my tracker mortgage ends today, so tomorrow it will be the standard banks (6.49%) based rate until I sort it out...
eek! time again to book an appointment as there is no point hanging on for a sale.
Thursday, July 31, 2008
Thursday, July 24, 2008
Sore Knees?
Well I'm still whole and walking. It was a great if very hard 9.5 days of walking. I found the altitude hard work, even walking on the flat gets you out of breath until you get used to it.
The group was very nice if a little fast for me, I'm a bit of a Dawdler and the other four in the group where very fast. I spent a fair bit of time walking in the solitude so to speak, with the others ahead in the distance (well dots).
This wasn't to say I didn't still walk fast than most people, in fact most of the time estimates where bang-on for me, just that the others where very fast. The was despite the fact three of them qualify for their OAP bus passes (60+).
We managed the whole loop around 170km by mostly walking and a couple of bus trips. I'm not sure of the precise calculation yet but the vertical height climbed is around the 6.5km mark. few!
Anyway great view, lots of weather from Snow to Rain to Serious amounts of Sun and some very good food (and wine!).
A took about 400 photos so there has to be a couple of OK ones in there, time of get them on flickr.
The group was very nice if a little fast for me, I'm a bit of a Dawdler and the other four in the group where very fast. I spent a fair bit of time walking in the solitude so to speak, with the others ahead in the distance (well dots).
This wasn't to say I didn't still walk fast than most people, in fact most of the time estimates where bang-on for me, just that the others where very fast. The was despite the fact three of them qualify for their OAP bus passes (60+).
We managed the whole loop around 170km by mostly walking and a couple of bus trips. I'm not sure of the precise calculation yet but the vertical height climbed is around the 6.5km mark. few!
Anyway great view, lots of weather from Snow to Rain to Serious amounts of Sun and some very good food (and wine!).
A took about 400 photos so there has to be a couple of OK ones in there, time of get them on flickr.
Wednesday, July 02, 2008
An east wind is blowing
Larna (I think, never met anyone by that name, perhaps they have now sacked everyone that I've met!) from the estate agents called (well left a message on my phone)
'to give a bit of feedback' about how my flat selling is going. well its still going so you can probably guess.
anyway she has one of London accents you could break down walls with so I was guessing a bit at what she said.
basically (she liked that word) we have been having 'call outs' of the flat. and they had just had another 'call out' but nah luck at the current price. They have just had
a major price drop on another flat (from the next estate over) down to 215K (she didn't say what it was before) and that as they where having no luck with my flat at current price, she thinks, we 'really' should drop it down to 207K or 205K (which would be about 7%) she said give her a call and tell her my thoughts.
So I've done nothing so far (head in the sand tactic) as I'm not in a rush to sell and any drop in the market would mean the more expensive next property would drop in price as well so I'm better off left it drop. although I've only got a couple of weeks until my mortgage end so I may well get more motivated or I may get fed up keeping the flat tidy!
'to give a bit of feedback' about how my flat selling is going. well its still going so you can probably guess.
anyway she has one of London accents you could break down walls with so I was guessing a bit at what she said.
basically (she liked that word) we have been having 'call outs' of the flat. and they had just had another 'call out' but nah luck at the current price. They have just had
a major price drop on another flat (from the next estate over) down to 215K (she didn't say what it was before) and that as they where having no luck with my flat at current price, she thinks, we 'really' should drop it down to 207K or 205K (which would be about 7%) she said give her a call and tell her my thoughts.
So I've done nothing so far (head in the sand tactic) as I'm not in a rush to sell and any drop in the market would mean the more expensive next property would drop in price as well so I'm better off left it drop. although I've only got a couple of weeks until my mortgage end so I may well get more motivated or I may get fed up keeping the flat tidy!
83 Steps
Well for me the office move was fine. Nothing went missing and I've got a nice desk by a window. The main drawback for me is that its on the fourth floor to it can be alot of steps if you need to go see anybody else.
Other people aren't enjoying the new locations that much and the management have had to send an email around telling people off for swapping desks, moving around and generally screwing up the master plan. Still for us in tech we are broken up into two different areas and so getting stuff done when half the group is two floors away (and one building over!) does waste alot of time. So I'll enjoy my view while I have it as I expect we will be arranged before too long.
Other people aren't enjoying the new locations that much and the management have had to send an email around telling people off for swapping desks, moving around and generally screwing up the master plan. Still for us in tech we are broken up into two different areas and so getting stuff done when half the group is two floors away (and one building over!) does waste alot of time. So I'll enjoy my view while I have it as I expect we will be arranged before too long.
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