Ah I've spotted a floor in my plan
3 ski trips in one year works out as 18 days skiing. That mean the annual travel insurance won't cover it all by one single day.
Fortunately the nice people at DogTag (that the insurance company, they print all the info on a dogtag you can wear while you ski) let me cancel my current policy with quite a big refund and take out another policy this time with 24 days cover.
This mean I'm covered for another 3 skiing holidays before next April, interesting!
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